Step is the all-in-one money app with unlimited cashback, 3.00% on savings, and the Step Visa Card that builds credit with every purchase while helping you access cash when you need it most.˖˖ This is financial independence at your fingertips.*
Step offers a free FDIC insured bank account and Visa card designed for the next generation.
Learn about how Step works, how we make money, card protections, making deposits, how to set up direct deposit and other frequently asked questions.
Step is the safe and easy way to build credit history, even before you turn 18. Get a free FDIC insured bank account & Step Visa Card with no subscription fees.
The Free, Safe, and Easy Way to Build Credit for Teens - Step
Build credit fast with Step. Users in their 20s see an average 57-point increase in one year. Free secured card, no fees, no credit score required.
Step empowers you to build credit, save, invest, and reach financial independence with no fees. Join today and take control of your money!
Beast Industries Acquires Step, Expanding Its Platform to Include Financial Services - This strategic acquisition brings innovative fintech capabilities to Beast Industries’ growing global platform, combining technology, content, and purpose to redefine financial services for the next generation.
Stay updated with the latest news, media coverage, and press releases about Step. Explore our press page for official announcements and updates.
Get cash before payday with Step EarlyPay. Access up to $250 with no interest, no hidden fees, and automatic repayment—safe, fast, and easy.